Were You a Passenger Injured in a Car Accident? You May Need a Personal Injury Lawyer in Philadelphia
If you were in a car accident, and you were a passenger, the driver was likely someone known to you; a friend, family member, co-worker or associate. There is an understandable amount of emotional turmoil involved in the decision to embark on this type of lawsuit. If you are hurt, you might be concerned about how to get the money you need to handle your medical bills and time off of work with a lawsuit though.
It is probably a good time to consult a Personal injury attorney in Philadelphia to get some advice and see exactly what your options might be. A personal injury lawyer understands the fact that your life just changed dramatically, that you need help, and that things may never be the same. A lawyer skilled in just these issues can help you determine if you have a case, and most personal injury lawyers offer a free consultation where you can frankly discuss the circumstances of the accident, your injuries, and your concerns.
A Philadelphia personal injury lawyer will help you:
* Deal with the insurance company
* Deal with your medical bills and paperwork
* Investigate the accident site
* Determine the reason for the accident
* Decide if there were other reasons that contributed to the car accident
* Gather evidence and details that could significantly build your case
* Protect your rights
In addition, a personal injury lawyer will review the factors of the accident, such as weather conditions, road conditions, product defects, and other reasons that might have contributed to the crash.
One piece of advice that a personal injury lawyer in Philadelphia will probably give you is not to disclose any information to the other insurance company, because this could compromise your rights in the future. Don’t sign any papers regarding the accident until you talk with a personal injury lawyer.
One of the questions you might have is about what your own insurance company will cover if you’ve been hurt while riding as a passenger. Depending on the type of coverage you have, you may or may not be fully compensated. Pennsylvania insureds should purchase full tort coverage and also should purchase uninsured and underinsured motorist coverage. AVOID LIMITED TORT COVERAGE!
No matter what your own insurance will pay,(or if you are injured while working, what your employer’s workers compensation carrier will pay), you may still have problems trying to get compensation from the insurance company for the person who caused the accident. Insurance companies tend to use every method possible to delay your claim, and question the facts of your injury.
You may have hesitancy to bring a suit against someone you know, particularly a relative or friend. This is something that should be fully discussed with your lawyer. One of the main things to remember is that memories fade, evidence disappears quickly, and there are time limits to file an accident claim in Pennsylvania called the statute of limitations. The statute of limitations in Pennsylvania is two years from eh accident date. Because time is very important when it comes to filing a claim, as a passenger in a car accident it is a good idea to consult a personal injury lawyer in Philadelphia as soon as possible after the accident to see if you indeed do have grounds for a case.
Understanding what your personal injury lawyer in Philadelphia will do once you contact them about your auto accident in the state of Pennsylvania, particularly if you were injured and were not the driver, is an important step toward receiving any compensation due you for your insurance injuries.
Thrifty Car Sales of Coopersburg – Partners of The Weimer Group – Insurance | Financial Services